Get Out of Debt and Start Saving
Pay off debt faster and build savings with the 10 Steps to Get Out of Debt free eBook.
Tammy Barton | MyBudget Founder & Director
The MyBudget difference
- Get a customised budget plan to help you live the life you want
- Relax while we do all the work to keep your budget on track
- Save money faster with money experts and an automated system
- Stay ahead with free money tools and resources
FAQs on the Debt eBook
MyBudget is a personalised budgeting service available throughout New Zealand that helps you stay on top of your bills, reduce debt and build savings. Your dedicated Money Coach works with you to create a personalised budget and a 12-month financial plan, giving you a clear view of what’s ahead and ongoing support to help you stay in control of your money with confidence.
MyBudget provides personalised debt management plans, budgeting support and creditor negotiation to help you reduce debt and regain control of your finances. Your Money Coach creates a realistic budget, prioritises repayments, works with creditors where appropriate and helps you stay on track. We focus on practical, long-term solutions that reduce financial stress while helping you achieve your financial goals.
Debt collectors may still contact you, but MyBudget can often communicate with your creditors on your behalf where appropriate. Your Money Coach works with you to develop a manageable repayment plan, negotiate suitable payment arrangements and help you stay on top of your finances. Having a clear plan and ongoing support can make dealing with debt far less stressful.
If your expenses are higher than your income, MyBudget can help you understand where your money is going and identify practical ways to improve your financial position. Your Money Coach will review your spending, prioritise essential expenses and create a personalised budget that helps you regain control while working towards reducing debt and building financial stability.
MyBudget is different because it provides a complete managed personal budget service that automates your finances rather than just tracking your spending. Our advanced platform maps out the long-term future of your money, ensuring your bills are consistently paid on time and your savings goals stay on track automatically. You gain the combined benefits of structure, complete visibility, and total control via our convenient mobile app, all fully backed by the ongoing support of our dedicated money coaching experts to help you live free from money worries.
Your free MyBudget appointment is a relaxed conversation with an expert Money Coach about your income, expenses, debts, bills and financial goals. Together, we’ll create a personalised budget and show you a 12-month financial plan so you can see what’s coming, what you can afford and how to reduce debt while building savings. Learn more about How MyBudget Works.