Enquire now Call Desk Profile Picture 09 849 6285

Savings Plans to Reach Your Goals

Save with confidence using a personalised budget for New Zealanders. See 12 months ahead and reach your savings goals.

Book Your Free Appointment

Free appointment | No long-term, lock-in contracts

MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

How To Start Saving with MyBudget

Set your savings goals

Set your savings goals

Get clarity on your income, expenses and savings goals with a personalised 12-month plan so you always know what you're working towards.

Create a savings plan

Create a savings plan

Your personalised budget includes a savings plan tailored to your lifestyle, helping you save for a holiday, home deposit or emergency fund.

Savings are automated

Savings are automated

We take care of bills and savings for you so your money grows consistently without the stress of managing it yourself.

Build a safety net

Build a safety net

Build your emergency savings while staying on top of everyday bills, giving you greater confidence when unexpected expenses arise.

Savings plans for every goal

Savings plans for every goal

Whether you're saving for a holiday, house deposit or future expenses, we'll help you stay on track.

Support when you need it

Support when you need it

Caring Money Coaches combined with custom tech help you to stay on track. Support is just a phone call away.

Book Your Free Appointment

More than half of MyBudget clients have built a savings buffer for life’s unexpected expenses.

Our Fees

Easy & Affordable

At MyBudget, fees are simple, transparent and designed to fit your budget. Your first appointment is free, including a personalised 12-month plan you can keep. If you choose to join, fees are tailored to your situation, built into your budget and easy to manage. There are no hidden costs and we only proceed if the plan is affordable for you.

  • Sustainable, tailored fees
  • No long-term lock in contracts
  • We only go ahead if it’s affordable for you

130000+

People helped

25+

Years of service

MyBudget clients Adam and Erin holding an iPad that show the MyBudget website's savings calculator

Use our free Savings Goal Calculator

Our free Saving Goal Calculator helps you estimate how long it could take to reach your savings goals. Whether you’re saving for a house deposit, holiday or emergency fund, it’s an easy way to plan your next financial milestone.

  • Calculate how much you need to save for your goal
  • Track how regular savings build over time
  • Create a realistic savings plan with confidence

The way you manage your money goes a long way towards living the life you’ve always dreamed of.

Tammy Barton | MyBudget, Founder & Director

Savings FAQs

  • MyBudget helps you increase your savings by creating a personalised budget that prioritises your financial goals. Your Money Coach works with you to manage bills, reduce unnecessary spending and build a realistic savings plan. You’ll also see up to 12 months ahead, making it easier to stay on track and save consistently.

  • Yes. MyBudget helps you track your savings goal progress with a personalised budget that shows you up to 12 months ahead. You’ll be able to see how your savings are growing alongside your bills and other financial commitments, giving you a clearer picture of when you’re likely to reach your goal. Your Money Coach also provides ongoing support to help you stay on track.

  • Yes. Whether you’re saving for a house deposit, holiday, emergency fund or another financial goal, MyBudget creates a personalised savings plan that fits your lifestyle. Your budget is tailored to your priorities, helping you save consistently while staying on top of everyday bills and expenses.

  • Yes. Even if money feels tight, it’s often possible to build savings with the right plan. MyBudget helps you understand where your money is going, prioritise essential expenses and identify opportunities to save regularly. A realistic budget can help you build healthy savings habits over time, even if you start with small amounts.

  • Yes. MyBudget helps many people reduce debt while building savings at the same time. Your personalised budget is designed to balance debt repayments with achievable savings goals, so you can make steady progress without putting unnecessary pressure on your finances. The right approach depends on your circumstances and financial priorities.

  • MyBudget provides more than a budget template or savings tracker. You’ll receive a personalised budget, ongoing support from a dedicated Money Coach and up to 12 months’ visibility of your finances. By helping you stay organised, pay bills on time and save consistently, MyBudget makes it easier to achieve your financial goals with confidence.

In the media

MyBudget has been featured in leading media and trusted publications.

  • MyBudget Reviews

    We have been with MyBudget for several years. We have paid off debts, created savings and purchased a home. We have also had numerous great holidays and a quality of life that wouldn’t have happened without the MyBudget forward planning budget.

    Ali | MyBudget client

  • MyBudget Reviews

    MyBudget has been a great way to help me with my money. They are always so kind and willing to help and truly care about helping their customers. I would recommend this service to ANYONE struggling with their money.

    Emily | MyBudget client

  • MyBudget Reviews

    We have been using MyBudget for a number of years and it has unlocked thousands of dollars of our wages that we were just flittering away. The simple and easy to use online interface allows me to add and update bill amounts and timings. I never have to worry about having enough money when it comes time to pay a bill, MyBudget takes care of all of that. The decision to go with MyBudget was life changing.

    Dave | MyBudget client